Expanded Long Term Disability Plan

  1. Policy

    The University provides a Long-Term Disability Plan so that monthly income and other benefits may be continued for totally disabled eligible faculty and staff members according to the terms of the Expanded Long-Term Disability Plan. The Expanded Long-Term Disability Plan includes a provision of partial disability coverage for Practicing Physicians.   

  2. Regulations

    1. ELIGIBILITY AND ENROLLMENT:

      Information regarding benefit eligibility and enrollment for faculty and staff is available by contacting the Benefits Office, the Shared Services Center or by visiting the Benefits Office website: http://www.umich.edu/~benefits

    2. CONTINUATION OF COVERAGE DURING LEAVES OF ABSENCE, AND REDUCTION IN FORCE (LAYOFF):

      Information regarding continuation of coverage during periods of ineligibility including reduction in appointment, layoff, paid leaves, and unpaid leaves is available or by consulting through the Benefits Office, or at the Benefits Office website: http://www.umich.edu/~benefits

    3. PLAN BENEFITS:

      Details of the Plan benefits are available in the Expanded Long-Term Disability Plan booklet.  Booklets are available upon request at the Benefits Office or at the Benefits Office website:  http://www.umich.edu/~benefits.

    4. TERMINATION OF COVERAGE:

      Coverage is terminated effective the date of termination of service or the effective date of an ineligible employment status. 

    5. EXPANDED LONG TERM DISABILITY PLAN COVERAGE FOR BARGAINED-FOR STAFF MEMBERS:

      Staff members subject to the terms and conditions of collective bargaining agreements should consult the specific provisions in their current agreements dealing with Long Term Disability.  In the event there is an inconsistency between this SPG and an applicable collective bargaining agreement, the provision of the collective bargaining agreement will govern. 

    6. LIMITATIONS:

      The University in its sole discretion may modify, amend or terminate the benefits provided with respect to any individual receiving benefits, including active employees, retirees, and their spouses, partners, and dependents.  Although the University has elected to provide these benefits, no individual has a vested right to any of the benefits provided.  Nothing in this SPG gives any individual the right to continued benefits beyond the time the University modifies, amends, or terminates the benefit.  Anyone seeking or accepting any of the benefits provided will be deemed to have accepted the terms of the benefit programs and the University’s right to modify, amend or terminate them.  

       Procedures: http://www.hr.umich.edu/procedures/spg203-01-1.htm

AttachmentSize
Printable PDF of SPG Section 203.01-1, Expanded Long Term Disability Plan25.41 KB
Details Column 1
SPG number: 
203.01-1
Date issued: 
July 16, 2007
Last updated: 
August 5, 2014
Next review date: 
August 5, 2018
Applies to: 
Regular faculty and staff except for supplemental faculty, Graduate Employees Organization (GEO), GSRAs, students in Department sponsored groups, House Officers Association (HOA), Professional Specialists, AFSCME and Research Fellows.
Owner: 
University Human Resources and Affirmative Action
Primary Contact: 
Benefits Office